Get OneUP on Your
Homebuying Journey

Our latest 1% down payment option is designed to make homeownership more accessible than ever!

A Down Payment Should Not Discourage Buyers!

Down payments often deter borrowers from exploring their options, presenting a significant hurdle, especially for first-time homebuyers ready to enter the real estate market. By addressing the challenge of substantial down payments and providing viable alternatives or assistance programs, we can empower more individuals to overcome this obstacle and embark on the journey toward homeownership.

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Limited Units Available featured image

Limited Units Available

With limited units available, now is the time to get qualified before our funds dry up!

AnnieMac Home Mortgage’s OneUP program provides homebuyers the option to make a minimal 1% down payment to secure a home, while we provide an additional 2% or $2000 lender grant towards their down payment. This can give them instant 3% equity in their home with as little as 1% down!

How Borrowers Can Qualify

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    Income Your income cannot exceed 80% of the median income of the area in which you’re looking to buy.
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    Credit Score A FICO score of 620 or higher is required.
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    Loan Limit A maximum loan limit of $375,000.
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    Properties Eligible Properties include 1-unit SFR, 1-unit PUD, Freddie-eligible Condo Attached SFR/PUD, andmanufactured homes.
At least one borrower on the loan must qualify as a first-time homebuyer. A down payment should not discourage buyers! Learn more about AnnieMac Home Mortgage’s OneUP program today!

Get OneUP Now

American Neighborhood Mortgage Acceptance Company, LLC dba AnnieMac Home Mortgage ("Company," "We," or "Us") seeks your consent to contact you with certain non-emergency, automated, autodialed, prerecorded, or other informational and telemarketing phone calls or text messages under the Telephone Consumer Protection Act (“TCPA”). By selecting 'Submit', you are providing your electronic signature and thereby authorize Us, our service providers, and/or our affiliates to contact you and any joint applicant using: The home phone and/or mobile number listed below; An automatic telephone dialing system (ATDS) or artificial pre-recorded voice. Further, by selecting 'Submit', you acknowledge and agree that: You are not required to grant your consent as a condition of buying any property, goods, or services; You may revoke your consent at any time by calling (888) 636-1335 or by emailing Privacy_OptOut@annie-mac.com; Message and data rates may apply.